RetirePro Weekly · August 24, 2026
Sequence Risk and the 4% Starting Point
💡 Tip of the Week
The 4% rule draws from long-term averages, yet a weak market stretch right after retirement can cut your portfolio sharply. That sequence risk hits harder in early retirement because the balance has less time to recover before later withdrawals. RetirePro lets you test different starting rates and market paths so you can set a withdrawal that fits your actual timeline rather than a single historical number.
🎯 Inside RetirePro
Compare the 4% rule, bucket strategy, and guardrails against your actual portfolio with full Monte Carlo backing.
Test My Withdrawal Rate →📰 Featured in this issue
Your Retirement Readiness Score: 7 Numbers That Matter More Than Net Worth
Net worth alone does not mean you can retire. Use these 7 readiness numbers — savings rate, gap income, withdrawal rate, success probability, and more — to score your plan before you quit.
Social Security at 62 vs 70: The Real Lifetime Cost (With Your Numbers)
Claiming Social Security at 62 can reduce benefits for life. See the real lifetime tradeoff vs 67 and 70, break-even ages, spousal impact, and how to check the decision against your full retirement plan.
Will My Retirement Money Last? Run This Monte Carlo Check Before You Quit
Averages lie. Learn how to stress-test whether your nest egg survives bad markets with a Monte Carlo retirement check — and what a real success rate looks like before you leave work.
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