RetirePro Weekly · August 17, 2026
Use the low-income years before RMDs
💡 Tip of the Week
In the years after you stop working but before RMDs start at 73, taxable income often drops sharply. For 2026, a married couple filing jointly can convert up to roughly $97,000 of traditional IRA funds while staying in the 12% bracket. Run the numbers in RetirePro to see exactly how much you can move each year without pushing yourself into the next bracket.
🎯 Inside RetirePro
RetirePro shows your projected tax bracket year-by-year so you can spot Roth conversion windows before RMDs hit at 73.
Model My Tax Plan →📰 Featured in this issue
Your Retirement Readiness Score: 7 Numbers That Matter More Than Net Worth
Net worth alone does not mean you can retire. Use these 7 readiness numbers — savings rate, gap income, withdrawal rate, success probability, and more — to score your plan before you quit.
Social Security at 62 vs 70: The Real Lifetime Cost (With Your Numbers)
Claiming Social Security at 62 can reduce benefits for life. See the real lifetime tradeoff vs 67 and 70, break-even ages, spousal impact, and how to check the decision against your full retirement plan.
Will My Retirement Money Last? Run This Monte Carlo Check Before You Quit
Averages lie. Learn how to stress-test whether your nest egg survives bad markets with a Monte Carlo retirement check — and what a real success rate looks like before you leave work.
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