RetirePro Weekly · September 21, 2026
Fix Overlooked Beneficiary and Trust Details
💡 Tip of the Week
Your will does not control retirement accounts. Instead, the beneficiary forms on file with each custodian determine who inherits, so review them after any life change. Non-spouse heirs inheriting an IRA must generally withdraw everything within 10 years, and any required minimum distributions missed during that window face a 25 percent penalty. Setting up a revocable trust helps direct assets outside probate, but it only works if you retitle accounts properly and align the beneficiary choices.
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Estate tax calculator, inheritance distribution modeling, and a personalized estate planning checklist built into RetirePro.
Build My Estate Plan →📰 Featured in this issue
2027 Retirement Contribution Limits: Projections, Dates, and What to Do Now
The IRS hasn't announced the 2027 401(k) and IRA limits yet. Here are the published projections, when the official numbers land, and the December moves that matter more than the increase.
Medicare Open Enrollment 2027: Dates, Deadlines, and What to Check Before December 7
Medicare Open Enrollment runs October 15 – December 7, 2026 for 2027 coverage. Here's what you can change, the 2027 Part D figures, and a 5-step checklist to avoid costly mistakes.
Roth Catch-Up Contributions Start in 2027: What High Earners Need to Know
IRS final regulations confirm the Roth catch-up mandate applies to tax years beginning after December 31, 2026. Many articles say 2026 — here's who's actually affected and how to prepare.
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