RetirePro Weekly · September 14, 2026
AI Stress Tests for Retirement Plans
💡 Tip of the Week
An AI advisor takes your projected savings and runs them through sequences like 15 years of 3% average returns or inflation at 4% starting in 2026. It applies the current 401(k) limit of $23,500 and tests whether a 3.5% withdrawal rate still covers expenses through age 95. RetirePro shows you the exact probability shifts so you can adjust allocations before the plan leaves the spreadsheet.
🎯 Inside RetirePro
Ask the RetirePro AI Advisor anything about your plan — it sees all your data and gives you specific, cited recommendations.
Try the AI Advisor →📰 Featured in this issue
Can I Retire at 65 in 2026? The Savings, Social Security, and Medicare Checklist
Can you retire at 65? See how much you need by spending level, how Social Security and Medicare fit in, and the Monte Carlo success rates that tell you if your money will last.
Is Social Security Taxable in 2026? How to Calculate (and Lower) the Tax on Your Benefits
Yes, up to 85% of your Social Security can be taxable. Learn the combined-income formula, the exact thresholds for 2026, and five legal ways to cut the tax on your benefits.
Pension Lump Sum vs. Monthly Payment: How to Decide in 2026
Should you take the pension lump sum or the monthly pension? Use the payout-rate test, break-even math, and survivor-benefit checklist to make the right call for your retirement.
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