RetirePro Weekly · July 27, 2026
Check Beneficiary Forms Before They Decide
💡 Tip of the Week
Your IRA and 401k beneficiary forms control who receives the accounts, not your will or trust. An old form can direct funds to an ex-spouse even if your estate plan says otherwise. Non-spouse heirs face the 10-year rule on most inherited IRAs in 2026, requiring full distribution with taxes due each year. RetirePro flags these designations and shows when a simple trust setup adds needed control.
🎯 Inside RetirePro
Estate tax calculator, inheritance distribution modeling, and a personalized estate planning checklist built into RetirePro.
Build My Estate Plan →📰 Featured in this issue
The AI-Powered Retirement Plan: What Smart Retirees Are Doing Differently in 2026
AI is quietly transforming retirement planning — from Monte Carlo analysis on steroids to personalized tax strategies and real-time withdrawal optimization. Here's what the smartest 2026 retirees are using and how you can too.
Gen X's Retirement Reckoning: You Have Less Time Than You Think
Gen X is the next retirement wave — and the most under-saved generation. If you're 46–61 years old in 2026, here's your realistic catch-up plan with concrete numbers, timelines, and trade-offs.
The Rate-Cut Era Is Here: How Falling Yields Change Your Retirement Income Plan
The Fed is cutting rates and your 5% CDs are becoming 3% CDs. Here's exactly how retirees should adjust their income plan — bond ladders, dividend strategies, annuity timing, and when to take more portfolio risk.
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