RetirePro Weekly · July 6, 2026
Healthcare Budget From 55 to Medicare
💡 Tip of the Week
If you retire at 62, set aside $800 each month for individual ACA or COBRA coverage until Medicare begins at 65. In 2026 the standard Part B premium is $185, and most people add a Medigap Plan G for another $150-$200. Track your income to avoid IRMAA surcharges that can add hundreds more. RetirePro runs these exact yearly totals so you can adjust savings targets now instead of at enrollment.
🎯 Inside RetirePro
RetirePro lets you layer Medicare, supplemental insurance, and out-of-pocket costs into your monthly retirement budget.
Add Healthcare to My Plan →📰 Featured in this issue
Social Security COLA 2027: Current Estimate Range and What It Means
As of October 4, 2026, published estimates for the 2027 Social Security COLA range from about 3.4% to 3.6%. The SSA has not announced the official figure.
Roth 401(k) vs. Traditional 401(k): Which Is Right for You?
Roth 401(k) vs. Traditional 401(k) explained for 2026. Compare the tax math, see who should pick each, and learn why many savers split contributions between both.
The Retirement Health Stack: 7 Habits to Help Manage Healthcare Costs
Fidelity's 2026 estimate is $185,500 for one 65-year-old retiring in 2026, excluding long-term care. Learn seven health and financial habits that can help manage retirement costs.
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