RetirePro Weekly · June 1, 2026
The Forms and Rules That Override Your Will
💡 Tip of the Week
Beneficiary designations on IRAs and 401(k)s control the accounts regardless of your will, so confirm them each year. Non-spouse heirs inheriting IRAs must empty the account within ten years under current rules, though no annual RMD applies unless the deceased had already begun withdrawals. A simple revocable trust can keep real estate out of probate yet still requires coordinated IRA beneficiaries to avoid tax surprises. RetirePro surfaces these mismatches in your plan so you can correct them once.
🎯 Inside RetirePro
Estate tax calculator, inheritance distribution modeling, and a personalized estate planning checklist built into RetirePro.
Build My Estate Plan →📰 Featured in this issue
The Retirement Health Stack: 7 Habits That Save You 6 Figures in Healthcare Costs
The average couple spends $315,000+ on healthcare in retirement. The retirees who spend half that aren't lucky — they built a system. Here are the 7 health + financial habits that protect both your body and your portfolio.
The 30-Day Retirement Test Drive: How to Trial Retirement This Summer (2026)
Before you retire for real, take it for a test drive. Here's the exact 30-day summer experiment that reveals whether your budget, your routine, and your relationship are actually ready for retirement — and what to fix before it's permanent.
The Paycheck Escape Plan: How to Replace Your Income in Retirement (2026)
Most people are trained to live paycheck to paycheck. Retirement requires a different system. Here's the 5-step Paycheck Escape Plan — how to design retirement income layers, time your benefits, and stop depending on one paycheck.
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