← All Daily Briefs
RetirePro Daily Brief · October 28, 2026
Cash or bonds for near-term needs
Keep one or two years of your spending needs in cash or short-term bonds. During a downturn, draw from that reserve instead of selling shares from your stock holdings. Your portfolio then has time to recover without locking in losses from low prices.
Want to run this against your own numbers?
Stress-Test My Plan →Get the Daily Brief
One retirement tip, published every morning at retirepro.io/blog/daily. Separate from the Monday weekly newsletter — opt in here only if you want the daily list.
Looking for the Monday roundup? RetirePro Weekly archive