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RetirePro Daily Brief · October 12, 2026
Covering the pre-Medicare health gap
If you leave your job before 65, COBRA can extend your employer plan for 18 months but you pay the full premium plus 2 percent. Shop ACA marketplace plans next, where subsidies depend on your income. Set aside 600 to 900 dollars per month per person and use an HSA to cover deductibles and copays during the gap.
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