← All Daily Briefs

RetirePro Daily Brief · October 8, 2026

Catch-up contributions close the gap

At age 50 you can add an extra $7,500 to a 401(k) or $1,000 to an IRA each year under IRS rules. Use part of a raise or reduce one minor monthly expense to fund the contribution. These steady additions build meaningful savings over time with little change to daily spending.

Want to run this against your own numbers?

Model My 401(k) →

Get the Daily Brief

One retirement tip, published every morning at retirepro.io/blog/daily. Separate from the Monday weekly newsletter — opt in here only if you want the daily list.

Looking for the Monday roundup? RetirePro Weekly archive

Free full plan

Done reading? Run this on your numbers — free retirement plan, no credit card.

Start Free