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RetirePro Daily Brief · October 1, 2026
RMD basics and why plan early
RMDs require you to take annual withdrawals from traditional IRAs and 401(k)s starting at age 73. The IRS taxes these withdrawals as ordinary income. Reviewing your accounts in your 50s or 60s lets you consider moves like Roth conversions that may reduce future RMDs and their tax impact.
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