Taxes & Accounts
Roth conversions, IRA strategies, RMDs, and tax-efficient planning
Tax planning can save retirees tens of thousands of dollars over their lifetime. The difference between a tax-naive and tax-smart retirement strategy often exceeds $100,000. These articles cover Roth conversion strategies (including the critical "gap years" between retirement and RMDs), Traditional vs. Roth account decisions, Required Minimum Distribution planning, tax-loss harvesting, capital gains management, and how to minimize the taxation of Social Security benefits through strategic income sequencing.
Key Topics Covered
- ✓ Roth Conversion Strategies
- ✓ RMD Planning
- ✓ Tax-Loss Harvesting
- ✓ Capital Gains Optimization
- ✓ IRA Contribution Strategies
- ✓ Tax Bracket Management
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6 articles in this category
Summer 2026 Money Moves: Tax-Smart Strategies Before Year-End
7 tax-smart financial moves to make this summer before December. Roth conversions, tax-loss harvesting, RMD planning, and mid-year strategies for retirees.
Invest Your Tax Refund: How $3,200 a Year Becomes $347,000
The average American tax refund is $3,200. Discover what happens when you invest it every year instead of spending it — and the exact steps to automate it.
Traditional IRA vs Roth IRA: Which Is Better for Your Retirement?
Compare Traditional IRA and Roth IRA side by side. Learn the tax advantages, income limits, conversion strategies, and which account is best for your retirement plan in 2026.
Roth Conversion Strategies 2026: Ladder, Backdoor & Optimal Timing
The complete 2026 guide to Roth conversions — ladder strategy, backdoor Roth, gap-year conversions, and the exact math for how much to convert each year. Includes 2026 tax brackets, IRMAA thresholds, and a free Roth conversion calculator.
Roth Conversion Calculator: Find Your Optimal Strategy in 2026
Use our free Roth conversion calculator to find the optimal conversion amount. Learn the tax math behind Roth conversions and when they save you money in retirement.
2026 IRS Contribution Limits Guide
The IRS has announced increased contribution limits for 2026. Learn the new 401(k), IRA, and HSA limits, plus the game-changing SECURE 2.0 super catch-up for ages 60-63.
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